# Problem

## Retail Traders Struggle

{% hint style="danger" %}
**90% of retail traders lose money,** not due to lack of effort, but due to **poor decision-making.**
{% endhint %}

**Current trading platforms fail to meet the evolving needs of modern investors,** focusing only on surface-level features: "low fees", "seamless UX", "fast execution", and "liquidity"—while ignoring the systemic problems retail traders face.

**They fail to address:**

* **Decision-making under pressure**: Tools to counteract emotional and impulsive trading.
* **Missed opportunities**: Unable to monitor the markets all day and a lack of actionable insights.
* **Data overload without meaning**: The absence of simplified, meaningful analytics to guide trades.

{% hint style="warning" %}
**Summary:** Products are competing on distribution and fees, rather than addressing real user needs.
{% endhint %}

***


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://xio.gitbook.io/xio/welcome/problem.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.